disaster

n. an event caused by natural forces or humans that disrupts normal operations, often inflicting some level of damage to collections

Notes

Disasters may be caused by natural events, including fires, floods, tornadoes, hurricanes or typhoons, earthquakes, and pandemics; or they may be caused by humans, including HVAC failure, power failure, construction accidents, water main breaks, civil unrest, theft, vandalism, cyberattack, and war.